ZoneBitcoin EditorialWho hasn't regretted selling their Bitcoins just before their price skyrocketed again? Has this ever happened to you? It certainly has happened to me, and several times.
What if I told you that today there is a simple alternative to selling your BTC to get cash?
This is exactly what offers Firefish, an innovative platform that allows you toborrow money by putting your Bitcoins as collateral, without ever having to sell them. Maintain your market exposure while accessing funds when you need them. An elegant, secure solution designed for smart hodlers.
🔥 Firefish, the solution to live off your Bitcoins without touching them
Firefish offers a simple and secure platform that allows you to put your BTC as collateral to borrow cashNo need to sell them, no tax to pay, no loss of upside exposure.
➡️ You deposit your Bitcoins as collateral.
➡️ You receive a loan in euros or stablecoins.
➡️ Once the loan is repaid, your BTC is returned to you. Simple.
✅ Why is it interesting?
- No credit check : all you need is Bitcoin.
- Tax optimization : you don't sell, so you avoid capital gains tax.
- Exhibition preserved : your BTC continues to increase in value… while you use the loan funds.
- Also possible to invest and lend money to those who wish to borrow. Possibility of earning 13% interest!
💡 Concrete example
Let's imagine that you hold 0,5 BTC. You need to 3 000 € to finance a project. Rather than selling your BTC (and possibly missing out on a bull run), you deposit them on Firefish.
You receive the €3, and when you pay it back, you get your bitcoins back. In the meantime, they may have doubled in value. Who knows?
🔐 Secure, non-custodial, transparent
Firefish does not hold never directly your BTC. Funds are locked in a multisig address on the blockchain.
It's a peer-to-peer loan, with terms set between the borrower and the lender. And as a bonus, the platform has raised $1,8 million to accelerate its expansion.
Why do we like FireFish?
- Non-holding of assets : Unlike other centralized platforms, Firefish never has access to users' Bitcoins. Assets are secured by a smart contract on the blockchain, eliminating counterparty risk.
- Competitive interest rates : Rates are determined by the market, offering potentially advantageous terms for borrowers and investors.
- Loan flexibility : Borrowers can choose loan terms ranging from 3 to 18 months, with amounts starting at €800.
- Avoid selling Bitcoins : By borrowing rather than selling, users avoid potential tax implications and maintain their exposure to Bitcoin's future growth.
💰 What if you lent your euros to earn up to 13%?
Firefish isn't just for borrowers. As an investor, you can also lend your eurosdirectly to Bitcoin holders in exchange for generous interest.
👉 The principle is simple: you choose the loan terms (amount, duration, rate), and the platform connects you with a borrower. Once the contract is established, you receive passive income throughout the period.
Some investors win up to 13% annual interest, while maintaining complete control over the loan parameters. Bitcoin collateral is secured in a multi-signature wallet, and you get your funds back at the end of the contract, along with the agreed interest.
This is a rare opportunity to make your euros grow outside the traditional banking system, relying on the solidity of a Bitcoin-based model.
Company expansion and financing
In April 2025, Firefish announced it had raised $1,8 million in a seed funding round, with notable participation from Braiins, the oldest Bitcoin mining pool, and Miton C, a Prague-based venture capital firm.
This financing aims to accelerate Firefish's global expansion and develop its institutional lending program.
Conclusion
Firefish is creating a new way to manage your BTC. A smarter approach than panic selling or selling under pressure.
Do you have Bitcoins? Don't sell them. Live with it.
-----
Note: This is not financial advice. Always do your own research before investing.
